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Alto CryptoIRA

Lesson in Course: Partnerships (beginner, 1min)

Your future, powered by cryptocurrency. Sign up here to receive $150 toward your first crypto!

Meet the tax-free way to invest in crypto. With a CryptoIRA, you can use your retirement savings to buy, sell, and trade directly through Coinbase. 

The partnership

Sign up for a CryptoIRA, and upon funding receive $150 towards your first crypto purchase.

Alto IRA | This IRA is made for crypto

With a self-directed IRA from Alto, you can invest your retirement money in alternative assets. Things like startups, crypto, and more!

Sign up today

How does it work?

Create your account

Open a CryptoIRA. It's fast, easy, and 100% online.

Select your IRA type

Every IRA has a tax advantage. Choose from a Traditional, Roth, or SEP IRA. Learn more about the difference.

Fund your account

Contribute cash from your bank or transfer funds from an existing retirement account. Read about rollovers here.

Message Archimedes

We'll send you $150 upon confirmation that your account has been funded. Send an email to

Start investing

Trade cryptocurrencies on the Coinbase exchange directly in your Alto portal.

How much does it cost?

Account fee

An Alto CryptoIRA has no upfront fee to open an account. There is a $50 account closing fee.

Transaction fee

CoinBase charges a fee of 1.5% per transaction for purchase in an Alto CryptoIRA.

Transaction fee example

If we purchase $100 in ETH or BTC, we can expect to pay $1.50 in transaction fees.

Minimum account value

Alto CryptoIRA requires a $10 minimum to fund and open the account.


Why we like Alto CryptoIRA
  • There aren't many options to invest in crypto through tax-deferred ways. Recently, the price of BTC is over $61k and if we had invested early, we would be looking at a huge tax bill if we tried to sell.
  • Crypto is an emerging asset class with a lot of regulatory and technical risks. If these risks can be overcome, crypto can be an asset that accumulates long-term value.
  • Currently, there is no account fee besides the transaction fee charged by Coinbase.
  • AltoIRA is funded and backed by well-known venture capitalists and companies.

See what other people are saying

Andrew Basile on Twitter

“@alto_ira Does it look like CryptoIRA could be affected by the "Build Back Better Act" proposal to limit IRAs to investing in "registered securities"? Certainly hoping that particular proposal doesn't become law, and we've contacted our reps!”
CryptoIRA | Your future, powered by cryptocurrency

Invest in more than 100 cryptocurrencies offered on the Coinbase exchange in your IRA.

Get $150 today

Important disclosures

Archimedes does not currently offer any financial advice. All content is meant to be for educational purposes. Crypto is a very risky asset and it isn't prudent to invest significant retirement savings into such a risky asset class.

From Alto IRA

Alto Solutions, Inc. d/b/a AltoIRA (Alto) is an administrator of self-directed individual retirement accounts and is not a registered or licensed broker, dealer, broker-dealer, funding portal, cryptocurrency exchange, investment advisor or investment manager. Alto does not provide investment advice or recommendations about any specific security offering, investment or asset. Investing in start-ups, cryptocurrency, securitized art, and other alternative investments involves significant risks. Alto services are intended only for investors who fully understand and are willing to accept the risks associated with alternative investments and the management of self-directed IRAs. Alto does not control or monitor the operation or conduct of third-party investment platforms, funds, cryptocurrency exchanges or issuers, or their offerings. Information provided by AltoIRA does not constitute an offer, nor the solicitation of an offer to buy or subscribe to, any securities to any person in any jurisdiction.  Whenever making an investment decision, investors should consult with their tax attorney or financial professional. Investors are responsible for conducting their own due diligence regarding investments, for using their Alto accounts in compliance with law, and for all tax and other risks and obligations arising from account transactions.